These Terms of Use, together with our Privacy Policy, set forth the terms and conditions (“Terms”) that apply to your access and use of this website, located at www.natomacap.com (the “Site”). “Natoma Capital, LLC” includes Natoma Capital, LLC, and its officers, directors, employees, consultants, affiliates, subsidiaries, and agents. 

By using or accessing the Site you agree to these Terms, as updated from time to time. These Terms state that any disputes between you and Natoma Capital, LLC must be resolved in arbitration or small claims court. 

Account Security. To use the Site you must (i) be at least eighteen (18) years of age; (ii) have not previously been suspended or removed from the Site; (iii) use the Site in compliance with any and all applicable laws and regulations. When you choose to utilize the contact, form provided on the Site, we may ask you to give us certain identifying information about yourself, including but not limited to your email address and other contact information. You agree to provide true, accurate, current, and complete information about yourself. You also agree not to impersonate anyone, misrepresent any affiliation with anyone else, use false information, or otherwise conceal your identity from Natoma Capital, LLC for any purpose. 

Prohibited Conduct. You agree not to: 

  1. Use the Site for any illegal purpose, or in violation of any local, state, national, or international law; 

  2. Violate or encourage others to violate the rights of third parties, including intellectual property rights; 

  3. Post, upload, or distribute any content that is unlawful, defamatory, libelous, inaccurate, or that a reasonable person could deem to be objectionable, profane, indecent, pornographic, harassing, threatening, hateful, or otherwise inappropriate; 

  4. Interfere in any way with security-related features of the Site; 

  5. Interfere with the operation or any user’s enjoyment of the Site, including by uploading or otherwise disseminating viruses, adware, spyware, worms, or other malicious code, making unsolicited offers or advertisements to other users, or attempting to collect personal information about users or third parties without their consent; 

  6. Access, monitor or copy any content or information of the Site using any robot, spider, scraper, or other automated means or any manual process for any purpose without Natoma Capital, LLC’s express written permission; 

  7. Frame the Site, place pop-up windows over its pages, or otherwise affect the display of its pages; or 

  8. Perform any fraudulent activity, including impersonating any person or entity, claiming false affiliations, or falsifying your identity or any information about you, including age or date of birth. 

Third-Party Content. The Site may contain links to third-party websites and services. Natoma Capital, LLC provides such links as a convenience and does not control or endorse these websites and services. You acknowledge and agree that Natoma Capital, LLC has not reviewed the content, advertising, products, services, or other materials that appear on such third-party websites or services, and is not responsible for the legality, accuracy, or appropriateness of any such content, and shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such third-party websites or services. 

Intellectual Property and User Content. You acknowledge and agree that you relinquish all ownership rights in any ideas or suggestions that you submit to Natoma Capital, LLC through this Site. You acknowledge that Natoma Capital, LLC has full rights to use and implement any such ideas and suggestions. The Site is protected by applicable copyright and other intellectual property laws, and no materials from the Site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way without our express permission. All trademarks and service marks on the Site belong to Natoma Capital, LLC, except third-party trademarks or service marks, which are the property of their respective owners. 

Indemnification. You agree that you will be personally responsible for your use of the Site, and you agree to defend, indemnify, and hold harmless Natoma Capital, LLC from and against any and all claims, liabilities, damages, losses, and expenses (including attorneys’ and accounting fees and costs), arising out of or in any way connected with (i) your access to, use of, or alleged use of the Site; (ii) your violation of the Terms or any applicable law or regulation; (iii) your violation of any third party right, including without limitation any intellectual property right, publicity, confidentiality, property, or privacy right; or (iv) any disputes or issues between you and any third party. Natoma Capital, LLC reserves the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with our defense of such claim. 

Termination. If you violate these Terms, your permission to use the Site will automatically terminate. In addition, Natoma Capital, LLC in its sole discretion may suspend or terminate some or all of your access to the Site at any time, with or without notice to you. After your access is terminated, Natoma Capital, LLC may continue to store information and content previously provided by you. 

Modification of the Terms. Natoma Capital, LLC reserves the right at any time to modify these Terms and to impose new or additional terms or conditions on your use of the Site. Such modifications and additional terms and conditions will be effective immediately upon notice and incorporated into these Terms. We will make reasonable efforts to notify you of any material changes to the Terms, including, but not limited to, by posting a notice to our website or by sending an email to any address you may have provided to us. Your continued use of the Site following notice will be deemed acceptance of any modifications to the Terms. 

Disclaimers of Warranties. The Site is provided “as is” and on an “as available” basis, without warranty or condition of any kind, either express or implied. Although Natoma Capital, LLC seeks to maintain safe, secure, accurate, and well-functioning services, we cannot guarantee the continuous operation of or access to our Site, and there may at times be inadvertent technical or factual errors or inaccuracies. Natoma Capital, LLC specifically (but without limitation) disclaims (i) any implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, or non-infringement; and (ii) any warranties arising out of course-of-dealing, usage, or trade. You assume all risk for any/all damages that may result from your use of or access to the Site. Natoma Capital, LLC does not guarantee the accuracy of, and disclaims all liability for, any errors or other inaccuracies in the information, content, recommendations, and materials made available through the Site. 

Limitation of Liability. In no event will Natoma Capital, LLC be liable to you for any incidental, special, consequential, direct, indirect, or punitive damages, whether based on warranty, contract, tort (including negligence), statute, or any other legal theory, whether or not Natoma Capital, LLC has been informed of the possibility of such damage. Some jurisdictions do not allow the disclaimer of warranties or limitation of liability in certain circumstances. Accordingly, some of the above limitations may not apply to you. 

Governing Law. These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles. Disputes are to be resolved through binding arbitration or small-claims court, to the extent that any lawsuit or court proceeding is permitted hereunder, you and Natoma Capital, LLC agree to submit to the exclusive personal jurisdiction of the state courts and federal courts located within Delaware, for the purpose of litigating all such disputes. 

Dispute Resolution by Binding Arbitration. In the interest of resolving disputes between you and Natoma Capital, LLC in the most expedient and cost-effective manner, you and Natoma Capital, LLC agree to resolve disputes through binding arbitration or small-claims court instead of in courts of general jurisdiction (“Agreement to Arbitrate”). Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, allows for more limited discovery than in court, and is subject to very limited review by courts. Arbitrators can award the same damages and relief that a court can award. Any arbitration under these Terms will take place on an individual basis; class arbitrations and class actions are not permitted. You acknowledge and agree that the arbitrator may award relief (including monetary, injunctive, and declaratory relief) only in favor of the individual party seeking relief and only to the extent necessary to provide relief necessitated by that individual party’s claim(s). Any relief awarded cannot affect other users. 

Modification of the Site. Natoma Capital, LLC reserves the right to modify or discontinue, temporarily or permanently, some or all of the Site at any time without any notice or further obligation to you. You agree that Natoma Capital, LLC will not be liable to you or to any third party for any modification, suspension, or discontinuance of any of the Site. 

General.

  1. Entire Agreement. These Terms, together with the Privacy Policy, constitute the entire and exclusive understanding and agreement between you and Natoma Capital, LLC regarding your use of and access to the Site, and except as expressly permitted above may only be amended by a written agreement signed by authorized representatives of the parties. 

  2. No Waiver. The failure to require performance of any provision shall not affect our right to require performance at any time thereafter, nor shall a waiver of any breach or default of the Terms constitute a waiver of any subsequent breach or default or a waiver of the provision itself. 

  3. Paragraph Headers. The use of paragraph headers in the Terms is for convenience only and shall not have any impact on the interpretation of particular provisions. 

  4. Severability. In the event that any part of the Terms is held to be invalid or unenforceable, the unenforceable part shall be given effect to the greatest extent possible and the remaining parts will remain in full force and effect. 

Last Update: May 25, 2023